There is further pressure on mortgage holders after interest rates were increased for the tenth time in a row.
The Bank of England increased the base rate to 4% to try to drive down rising costs.
The Bank warned the UK is still heading for a recession, but it should be shorter than previously expected.
That means fewer people should lose their jobs.
Follow STV News on WhatsApp
Scan the QR code on your mobile device for all the latest news from around the country