Scottish seaside towns such as Campbelltown, Girvan and Greenock have some of the cheapest coastal homes in the UK, a report has found.
It comes as the average price of homes by the sea has jumped more than £22,000, with coastal properties enjoying a boost thanks to home working during the pandemic.
Lending giant Halifax said the average value of a British seaside property rose to £287,087 last year, up 8% or £22,082 from 2020.
Millport, on the Isle of Cumbrae in North Ayrshire has seen the biggest increase in average prices of coastal towns over the past year, jumping by more than 50% from £74,148 in 2020 to £113,292.
Campbeltown in Argyll and Bute offers the most affordable properties in the UK at an average of just £91,201, the analysis of Land Registry house price data showed.
Meanwhile Sandbanks in Dorset has been named the most expensive seaside town in the UK, with average prices surging 10% year-on-year to £929,187.
It was followed by Salcombe in Devon in second place, which was at the top of the table in 2020, with a typical property costing £912,599,.
Last year’s price gains mean properties by the sea have soared by 50% or £95,599 over the past decade, with a 27% leap in the past five years.
Russell Galley, managing director of Halifax, said: “Our ongoing love affair with living by the sea shows few signs of abating.
“Homes on the coast have long attracted a premium price, and this was no different in 2021, with the move towards working from home being an ongoing influence on where people choose to live.
“Whether it’s a lifestyle sought, the scenery or the sea air, when it comes to buying homes, we really do love to be beside the seaside.”
Here are Britain’s most expensive seaside towns according to Halifax, with the average house price:
1. Sandbanks, Dorset, South West, £929,187
2. Salcombe, Devon, South West, £912,599
3. Padstow, Cornwall, South West, £588,090
4. Lymington, Hampshire, South West, £565,790
5. Aldeburgh, Suffolk, East Anglia, £515,444
6. Fowey, Cornwall, South West, £491,042
7. Dartmouth, Devon, South West, £485,760
8. Lyme Regis, Dorset, South West, £473,861
9. East Wittering, West Sussex, South East, £472,364
10. Kingsbridge, Devon, South West, £464,858
Here are Britain’s least expensive seaside towns according to Halifax, with the average house price:
1. Campbeltown, Argyll and Bute, Scotland, £91,201
2. Girvan, South Ayrshire, Scotland, £101,676
3. Greenock, Inverclyde, Scotland, £103,496
4. Ardrossan, North Ayrshire, Scotland, £104,990
5. Saltcoats, North Ayrshire, Scotland, £105,505
6. Wick, Highland, Scotland, £105,686
7. Newbiggin-by-the-Sea, Northumberland, North, £108,957
8. Port Bannatyne, Isle of Bute, Firth of Clyde, Scotland, £111,717
9. Irvine, North Ayrshire, Scotland, £111,742
10. Millport, North Ayrshire, Scotland, £113,292