Thousands of homeless people will get the chance to open a bank account with the expansion of a dedicated savings group announced on Tuesday.
Glasgow-based Grand Central Savings offers banking services to homeless people, who often have difficulty finding accommodation and employment without an account.
The organisation has been awarded £269,472 from the Big Lottery Fund, which will see it open branches in Renfrewshire, Inverclyde and Aberdeen.
The grant is part of a £4.6million windfall for community projects in Scotland.
Grand Central Savings chief executive Jackie Cropper said the cash would allow 3,400 homeless people to open a bank account.
She said: "Thanks to the Big Lottery Fund, financially excluded individuals the length and breadth of Scotland will be able to benefit from our operations.
"Additionally, the award will allow us to expand the range and scope of services on offer, meaning that existing as well as new customers will benefit."
Almost £1million of the lottery funding was awarded to the Scottish Drugs Forum to improve the services it offers to drug users.
Director David Liddell welcomed the grant. He said: "This means there are now considerable resources devoted to specialist services to help people with drug problems in Scotland and it is crucial that this investment makes the biggest impact possible on people's lives."
Big Lottery Fund Scotland chair Alison Magee said the investments would support adults and young people attempting to move on with their lives.
She said: "Two of our awards will help homeless people to manage their finances, sustain a tenancy and live independently, things that most of us take for granted.
"Despite this there are still many people who are disadvantaged by not having a bank account and so this funding will enable some of the most vulnerable in society to get back on their feet.
"Other funding we are announcing today will help students with learning disabilities to become work-ready and will support recovering substance misusers to get off drugs and get their lives back on track."
More than £23 billion of lottery cash has been spent on good causes since it began in 1994.
